For mortgage, commercial & private lenders

One secure link.
The whole loan file.

Send your borrower a link. They answer a guided interview and upload their documents — and your loan forms fill themselves from the answers.

14 days free · No card required · Cancel anytime

The AI assistant is billed on what you use, on top of your plan — free until you have used $20 of it, and switchable off whenever you like.

Every form, filled
URLA 1003 · HUD-92900-A · 4506-C · PFS
Nothing retyped
One interview feeds every document
Nothing chased twice
Automatic email and SMS follow-ups
Guided intake

An interview your borrower can actually finish

Questions adapt to the loan type, totals calculate themselves, and sections that do not apply never appear. Progress saves as they go, so a borrower can start on their phone and finish on a laptop. Before they submit, anything missing is listed and clickable.

Document collection

Ask once, then stop chasing

Each loan type carries its own checklist — an FHA file asks for the amendatory clause, a VA file asks for the Certificate of Eligibility. Approve or reject each upload with a note, and the borrower sees exactly what still needs doing.

Form generation

The paperwork is already done

Interview answers map onto the real PDFs — the URLA 1003 and its additional-borrower pages, the HUD addendum on FHA files, IRS 4506-C, the personal financial statement. Download one form, or export the entire package as a ZIP.

AI review

A second read before it reaches underwriting

Extract data straight from uploaded documents, and get a plain-English review of the file before you send it on: what is strong, what is missing, and what to ask the borrower next.

Three steps, start to package

1

Create the file

Enter the borrower and pick the loan type. We mint a secure link.

2

Borrower completes it

A guided interview and a document checklist, on any device, saved as they go.

3

Review and download

AI flags the gaps, forms generate, and the package exports as one ZIP.

Everything the desk needs

Forms fill themselves

Interview answers map straight onto the URLA 1003, HUD addendum, 4506-C and the rest. Nobody retypes a borrower’s date of birth into four documents.

Secure by default

Every borrower link is single-purpose and expiring, gated by a one-time code sent to the borrower. Two-factor authentication for your staff.

Email and SMS follow-ups

Chase a missing bank statement without writing the email. Borrowers reply by text and it lands on the file’s timeline.

Built for teams

Officers see their own pipeline, admins see everyone’s. Add employees, set roles, and watch activity across the organization.

Priced by what you lend

Buy the lending you actually do. Each group ships with its most-used products; add the specialist ones when you need them. The AI assistant is billed on what you use, itemised per loan file.

Live in a day

No implementation project. Sign up, pick your products, send your first link before lunch.

Buy the lending you actually do

Each lending group ships with its most-used products included. Add the specialist ones when you need them — and see the exact monthly price before you commit.

The AI assistant — reading uploaded documents, checking a file before submission, answering borrowers’ questions — is billed separately on what you actually use, broken down per loan file in your dashboard. You can switch it off at any time, and your free trial runs for 14 days or until you have used $20 of AI, whichever comes first.

Home Mortgage

Conventional and FHA included. VA and USDA available as add-ons.

URLA 1003 · HUD-92900-A · 4506-C · TRID drafts

Business Loan

Commercial and SBA-style lending for entities and their guarantors.

Business application · PFS · Resume · 4506-C

Personal Loan

Unsecured consumer lending — identity, income and deposits.

PFS · 4506-C

Full pricing and the complete product list are shown when you start a trial.

For brokers

Place the file, not just collect it

If you originate and place with wholesale lenders, you get everything above — the borrower interview, the document checklist, the filled forms — and one thing more: the lenders you work with, kept in one place.

Record each lender once — address, NMLS, FHA mortgagee and sponsor numbers — and pick one when a file is ready. You stay the loan originator on Section 9, and the lender you chose is named as your sponsor on the addendum.

Start as a broker

Choose “We broker” on the first question. 14 days free, no card.

  • Your lender list, not ours

    Every lender you place with, with the details the forms need. Yours alone — nobody else sees who you work with.

  • One file, one lender

    Choose where a file goes when it is ready. The forms are generated naming that lender as your sponsor.

  • Send it their way

    Email the finished package to their submissions desk, with the file attached and a download link that will not bounce.

  • Or hand it straight over

    If the lender is on ailoandesk too, the file drops into their queue under your name — nothing to attach, nothing to chase.

Send your first link today

Fourteen days free. No card, no implementation project, and no sales call unless you want one.

Your plan is a flat monthly price. The AI assistant is the one thing billed on usage — the first $20 is free, you can see the cost per loan file, and you can turn it off.